The short verdict
Xero is an accounting decision first and an invoice-payment decision second. It is attractive when the business, bookkeeper and accountant need one shared ledger with invoicing and reconciliation. Payment processing is supplied through connected services, so the subscription and transaction fees must both be counted.
Businesses wanting invoicing, bookkeeping, GST and reconciliation together
Someone seeking only a free standalone invoice sender
What the published price means
Ignite includes up to 20 invoices; online invoice payment charges are additional and depend on the selected payment service.
Model the product using your normal sales volume, average payment and payment channel. Include subscriptions, hardware, international cards, refunds and optional features that the business will actually use.
03 / CAPABILITYWhat it can do
- ✓ Invoices, quotes and reminders
- ✓ Bank feeds and reconciliation
- ✓ GST and BAS workflows
- ✓ Large accountant and app ecosystem